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October 19, 2018

Probate is the legal process in which an estate is settled with the supervision of Hawaii courts. Probate will only come into play if there is no will or a will has been determined to be unacceptable. Why do we have Probate? One main reason is to prevent fraud. Fraud could occur if a person’s assets are taken from who they are intended for. Probate could...

September 15, 2018

When purchasing a policy, you want to balance fulfilling your financial needs and cost.  So the balance boils down to the amount of insurance coverage you need versus how much you can afford to spend on the policy.  Then you must pick the type of policy that meets your coverage goals as well as your financial budget 

A few benefits of investing in life ins...

July 4, 2017

1.  If I become sick or injured and can no longer earn an income, how        do I pay for my basic GAME expenses? (such as Groceries, Auto,            Mortgage and Electricity)

2.  Can the insurance company offer me 100% Money Back after             holding the policy up to a certain age?...

May 2, 2017

You may know the risk of needing

long-term care…

But do you understand the consequences?

You have likely seen the statistics that talk about the risk of needing long-term care as you age. Like most, you have probably told yourself, “It will never happen to me.”  I am on your side and hope it never happens to you either.


April 5, 2017

Email Question From Rachel Kamita:

Hello Sage,

I am writing an article about what students should be doing with their money or should start doing with their money.

Knowing that students don't have much money, probably working part-time and also have debt, I was wondering what should students be doing or preparing to do for their futures. Do you have any tips...

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